Why we exist
Smarter payroll for your business
and people.
Simplify salary payments, support WPS and give employees access to secure financial services.
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Backed by
Incubated by
How It Works
Simple for employers. Transformative for employees.
Onboard employees, run payroll through the UAE Wage Protection System (WPS) and give real-time wallet access. All from one intuitive platform built for speed and scale.
Onboard in minutes
Employees are onboarded digitally using just their passport on arrival, with Emirates ID updated once issued. Average onboarding time: under 5 minutes.
Seamless payroll
Salaries are processed through your existing payroll system, WPS compliant, without disruption.
Instant Access
Employees receive their salary directly into a myZoi wallet and ATM card, immediately.
On-ground Support
A dedicated relationship manager supports your team and employees throughout, from setup to ongoing adoption.
Trusted by leading employers across the UAE.
Built For Enterprise
Why companies choose myZoi
Everything your HR and finance teams need to support your workforce: compliantly, simply and at scale.
Human-centred design
Multilingual, intuitive and designed for workers using a smartphone for the first time.
Learn about the employee wallet Measurable environmental, social and governance (ESG) impact
Demonstrate your commitment to workforce welfare with financial inclusion outcomes you can measure, report and be proud of.
Read about our impactSeamless integration
myZoi connects to your existing payroll system. Salary Information File (SIF) generation and existing workflows stay exactly as they are. Your finance team will not need to change a thing.
See how payroll worksLicensed, certified and secure
Licensed by the Central Bank of the UAE (CBUAE) under the Stored Value Facilities (SVF) and Retail Payment Services and Card Schemes (RPSCS) frameworks, with PCI-DSS Level 1 certified payment security.
Learn about our licencesOngoing support & a dedicated relationship manager
A dedicated contact and on-ground team who handle onboarding, queries and adoption, not a helpdesk ticket.
Learn about our customer careFinancial education that works for your workforce
myZoi's Money Tips programme gives every worker the financial skills to manage their money, in their language and at no cost to you.
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Employee benefits
Stronger workforce. Happier teams.
Everything your employees need to manage their money. In one app, from day one.
Get salary
Salary is credited to your employees’ myZoi wallet once payroll is processed. No queues, no cash.
Send money
Employees can make local transfers or send to 30+ countries. Live tracking on every transfer.
Earned wage access
Employees can access part of the wages they have already earned, when it matters most.
Check balance
Employees can access their balance, recent transactions and spending history. Instantly, any time.
Recharge mobile
Top-ups to any UAE or home country number in seconds.
Pay and withdraw
myZoi cards can be used in shops, online and at ATMs to withdraw cash.
Corporate testimonials
In their own words.
"This partnership with myZoi represents a transformative leap towards creating a more financially inclusive ecosystem. By equipping our team with essential financial skills & tools, we are investing in their future, ensuring they have the opportunities to prosper."
Neeraj Teckchandani
CEO - Apparel Group
"Partnering with myZoi has been a great decision. Our employees find it simple, affordable and faster than exchange houses. They value the myZoi card, better rates and the financial literacy support."
Alia Zaghloul
Head of People and Culture, Galadari Brothers
"myZoi's app is user-friendly & in native languages which enables our employees to use it easily, allowing us to serve the underbanked effectively. The myZoi solution has also provided financial literacy & awareness to our employees."
Ravi Jethwani
CEO - Innovations Group
Awards and Recognition
Recognised for what we stand for.
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ALM Law.com Awards 2025
Industry recognition
MEA Finance Awards 2024
Industry recognition
Great Place to Work 2026–27
Workplace Excellence
Future 100 List
Government Recognition
Financial education
We don't just move money. We help employees make the most of it.
Money Tips gives every worker free, practical financial education, in their language, from day one. When employees feel confident about their finances, they stay longer, perform better and trust their employers more.
Topics covered:
Budgeting basics
Consumer rights
Smart remittances
Savings habits
Cyber safety
Emergency funds
Available in 5 languages including Arabic, Hindi, and Bengali.
Get Started
Bring myZoi to your workforce today
Join 1000+ companies across the UAE that trust myZoi to support their workforce. Compliantly, simply and from day one.
