Our Story & Mission

Our diverse team came together to make a meaningful difference in the lives of the underbanked and their families. 

Our Journey

myZoi, a dynamic fintech company, emerged from a journey deeply rooted in compassion and the pursuit of financial empowerment.

Our story begins as we journeyed through Southeast Asia, Africa, and the Middle East, we had the privilege of engaging with underbanked and low-income migrant workers in nations like the Philippines, India, Bangladesh, and the UAE.

These encounters left an indelible mark on us, revealing the unwavering commitment and remarkable optimism of these workers, who sacrificed up to 80% of their income to support their families back home, often leaving little for themselves, let alone savings.

Fast forward 1.5 years, and here we are with myZoi. Our journey continues, driven by the desire to transform lives and promote financial inclusivity for all. Join us as we chart a path toward a brighter, financially empowered future with myZoi.

payroll transaction solution

Our Vision

We envision a world where equal opportunities for thriving and prosperity exist, where everyone has access to financial tools and education to achieve their dreams.

Our Mission

We strive to be the world’s most customer-centric and socially inclusive fintech company, fostering a culture of fairness, empowerment, and happiness in the communities we serve.

Our Values

Innovate for Humanity

We deliver a positive human impact in everything we build.

Respect Wholeheartedly

We respect the planet and all the people in it – without exceptions.

Be Brilliant
Everyday

We are uncompromising in our devotion to achieving excellence.

payroll transaction solution
payroll transaction solution

Board of Directors

Rola Abu Manneh

CEO - Standard Chartered Bank UAE

Gautam Jain

Member SC Ventures

Leadership Team

Syed Muhammad Ali

CEO

Christian Buchholz

CINO

Shanawaz Rouf

COO

Oliver Oldfield-Hodge

CTO

Hassan Bharmal

Chief Commercial Officer

Asmik Akopyan

Head of Brand & Marketing

Munir Hassan

CRO

Lauren Davey

Head of People & Culture

Shabnam Sahiwala

General Counsel

Arsalan Siddiqui

Head of Geographies

Namrata Sachdeva

Head of Finance

Lauren Davey

Head of People & Culture

Asmik Akopyan

Head of Brand and Marketing

Namrata Sachdeva

Head of Finance

Rose Maseko

Program Manager

Ravi Walia

Business Development Manager

Raghu Maipady

Tech Lead

Aaron Shanti

Client Service Executive

Dheeraj Kumar

User Experience Lead

Firdaus Qureshi

Financial Crime Compliance Director

Shruti Chauhan

Office Admin

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Rola Abu Manneh

CEO - Standard Chartered Bank UAE

Rola Abu Manneh is the Chief Executive Officer of Standard Chartered Bank UAE. She assumed her current role in August 2018, becoming the first Emirati woman to head a bank in the U.A.E. As part of its Women in Tech program, Standard Chartered U.A.E. accelerated 12 startups, who had collectively raised over $5 million from venture capitalists, as of November 2021. Abu Manneh previously worked as a senior managing director and head of corporate and investment banking at First Abu Dhabi Bank.

Gautam Jain

Member SC Ventures

Gautam Jain brings experience of over 30 years in banking technology. His background includes chairing two SC Ventures portfolio companies and various board memberships. He joined SC Ventures in 2018 after roles at Standard Chartered Bank, Barclays, HSBC, and Citigroup in Singapore, London, and India. Gautam Jain also leads SC Ventures’ Middle East Office as well as the $100mn JV Digital Assets fund with SBI.

Namrata Sachdeva

Head of Finance

Namrata is a finance professional and a qualified chartered accountant (All India Rank holder) with an experience of more than 10 years across diverse roles in finance function in the Banking industry.
Global work experience with investment and retail banks such as Goldman Sachs, Macquarie Bank and Dubai Islamic Bank across geographies – USA, Hong Kong, Singapore, UAE and India.

Lauren Davey

Head of People & Culture

With over 13 years of experience across different industries, Lauren brings a commercial focus and a deep understanding of aligning people with the company’s purpose and social impact goals. Lauren has a diverse background in a range of industries and a history of working in multinational, matrixed environments, so she is uniquely equipped to handle the complexities of today’s business world.

Shabnam Sahiwala

General Counsel

15 years of experience in various legal, risk, and business teams across financial services. She has worked in various roles at Credit Suisse, Julius Baer, CitiBank, Al Tamimi & Company in various geographies in the Middle East, Africa & Turkey, as well as Ernst & Young in Mumbai. Shabnam brings a wealth of experience to myZoi and is a valuable asset to the company! A Corporate lawyer turned Tech Person, she brings a unique perspective to the table and is excited to be part of myZoi’s innovative mission!

Munir Hussain

Chief Risk Officer

Munir has over 17+ years of experience in setting and advancing the corporate strategy, maintaining and sustaining the risk environment within risk appetite, navigating an evolving regulatory framework, fostering innovation in risk and Middle office functions and value creation.

Oliver Oldfield-Hodge

Chief Technology Officer

Our CTO with over 17 years of experience in UBS, Atlassian, and Macquarie Bank leading large-scale tech projects and teams. He’s also the founder and CTO of Featureflow a tech startup that enables companies to safely release, a/b test, and improve applications. He’s our guru of agile methodology.

Nabid Hassan

Co-Founder & Product Lead

Hassan Bharmal

Chief Commercial Officer

A well-rounded senior banker with diversified banking experience of over two decades across retail and wholesale banking with a focus on transaction banking – trade finance, supply chain, payments, cash management & advisory. Currently working as a financial advisor with PWC for a Saudi Bank to transform their transaction banking business and enhance revenue. Worked as a trade finance digitization consultant for the Commercial Bank of Dubai. Previously worked with Qatar National Bank Group as Head of International Transaction Banking covering trade finance and cash management. Worked with Standard Chartered Bank for 15 years (11 years in UAE and 4 years in Pakistan), Citibank N.A (4 years) and ABN Amro Bank (1 year).  Diversified transaction banking exposure of over 17 years covering working capital finance, supply chain, sales management, product management, implementation of complex banking solutions, treasury transformation, cash and liquidity management, platforms, ecosystem, escrow & account bank solutions.
Alumni of Columbia University NY by successfully completing the Global Banking Program in August 2019 covering Banking, Fintec, Artificial Intelligence, and Digital Transformation. 

Arsalan Siddiqui

Head of Geographies

Co-founder and Country Head of Pakistan. Has over 15 years of experience in financial services, operational risk and consumer banking at Standard Chartered Bank and CitiBank. Arsalan handled complex programmes across geographies, and continents and now building the myZoi fintech movement.

Shanawaz Rouf

Chief Operating Officer

COO with over 17 years of experience in Remittances, Cash Management, and Financial Markets across HSBC and Standard Chartered. He’s one of the co-founders building operational excellence across the organization to deliver seamless client experience.

Christian Buchholz

Chief Innovation Officer

Christian brings over 20 years of experience in Design Thinking and Entrepreneurship to his role. He has gained extensive experience in designing innovative customer experiences within the finance industry. He worked as a Senior Innovation Coach at the eXellerator, a division of SC Ventures, where he facilitated and coached various initiatives to solve complex customer problems across Standard Chartered Bank’s footprint in Asia, Africa, and Europe.

Christian has also held key positions as Lead Innovation Manager and Lead UX Designer at companies such as Westpac, Westpac Innovation Services, Macquarie Bank, and BT Financial Group. Additionally, Christian is a Certified Instructor from the LUMA Institute in human-centred design, further enhancing his ability to deliver effective solutions.

As the Chief Product Officer at myZoi, Christian brings a wealth of practical expertise and a customer-centric mindset to drive innovation and create exceptional user experiences.
Overall, Christian Buchholz’s extensive experience in Design Thinking and Entrepreneurship, combined with his expertise in the finance industry, positions him as leader in the field of product development and customer experience with an keen eye for design.

Syed Muhammad Ali

CEO

A senior financial industry leader with more than 24 years of experience in Fintech, corporate client coverage, cash management & trade finance. Extensive direct coverage of Asia and the Middle East serving clients across industries and business segments with Standard Chartered Bank and Emirates NBD.
Currently leading myZoi, a Fintech start up incubated on the SC Ventures platform, toward launch. Vast experience with regulatory and compliance frameworks impacting the financial industry; and profound knowledge of the emerging digital technology landscape.
Track record of building and developing diverse, high-performance teams.

Asmik Akopyan

Head of Brand and Marketing

Over 15 years of international experience in financial services across Europe, Middle East, and South East Asia primarily across retail banks such as Citi, Standard Chartered and Mashreq Bank with particular focus on lending, client growth, and ROI delivery through effective project and people management.

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