These cookie guidelines explains how cookies and similar technologies, such as pixels, beacons, and tags (together “cookies”) are used by myZoi (“we” or “our”) on our websites and other online services and should be read in conjunction with our Privacy Policy.
Cookies are small text files stored in your browser’s memory by our websites. They are commonly used to support various functions on our websites. Cookies are mainly used to learn how users move around our website, and to remember your preferences so you’re distinguished from other users each time you visit.
1. Strictly Necessary These cookies are essential for the operation of our website, your browsing experience and they are also used to enable authentication and security. As strictly necessary cookies are essential for our website to work, they cannot be disabled at our end. You can set your browser to block or alert you about these cookies but opting out of them may cause some parts of our websites to not work.
2. Performance Cookies These cookies collect information on how you use our website. For example, which pages you have visited and whether you have experienced any errors during your visit. They may also be used to perform website analytics. This data collected by these cookies is stored in an aggregate form and will not directly identify you as an individual. By not accepting these cookies, your browsing experience on our websites may be impacted.
3. Functionality Cookies These cookies remember you so that we can improve, enhance, and personalise your visit to our website. By not accepting these cookies, our website cannot remember choices you’ve previously made or personalise your browsing experience.
4. Targeting Cookies We or our third-party partners may place targeting cookies (also called advertising cookies) on your browser when you are browsing our website to allows us to tailor our marketing to you and your interests.
Targeting cookies are not used to directly identify you. Data collected by these cookies is not used to send direct marketing messages to you. Therefore, disabling these cookies will not necessarily stop you from receiving marketing communications from us.
5. Third Party Cookies Third-Party cookies may be placed on your device by us or third parties on our behalf. These cookies will be managed by recognisable advertising networks and providers of external services. Your browser identification is shared with such third parties (but this does not include personally identifiable information about you). These are likely to be analytical/ performance or targeting/ advertising cookies. You can always opt out of third-party cookies through the manage cookies link.
Our third-party list is subject to updates from time to time, and this will be periodically updated within this policy. Our third-party partners who place cookies on our website on our behalf will only apply those cookies or process any of your data in accordance with the purposes described in these cookie management guidelines.
Data collected by these cookies is not used to send direct marketing messages to you. Therefore, disabling these cookies will not necessarily stop you from receiving marketing communications from us.
You can at any time withdraw or manage your cookie consent using the cookie management window that can be accessed from the cookies management link located in the footer of each page on our website.
If you would like to delete cookies or instruct your web browser to block all cookies, please visit the help pages of your web browser.
Please note that blocking all cookies or deleting all cookies means that functionality on our websites will be lost as described above. We don’t recommend turning all cookies off when using our websites.
Yeh cookie guidelines explain karti hain ke cookies aur similar technologies, jaise pixels, beacons, aur tags (sab ko mila ke “cookies” kehte hain) myZoi (“hum” ya “hamara”) apni websites aur doosri online services par kaise use karta hai — aur inhe hamare Privacy Policy ke saath mila kar parhna chahiye.
Cookies chhoti text files hoti hain jo hamari websites aapke browser ki memory mein store karti hain. Yeh commonly websites par alag-alag functions support karne ke liye use hoti hain. Cookies mainly is liye use hoti hain taake yeh samjha ja sake ke users hamari website par kaise move karte hain, aur aapki preferences yaad rakhi ja sakein — taake har visit par aapko doosre users se alag pehchana ja sake.
1. Strictly Necessary Cookies
Yeh cookies hamare website ki operation, aapki browsing experience, aur authentication aur security ke liye zaroori hain. Kyunke yeh cookies website ke kaam karne ke liye essential hain, inhe hum apni taraf se disable nahi kar sakte. Aap apne browser ko in cookies ko block ya alert karne ke liye set kar sakte hain, lekin inhe opt out karne se website ke kuch parts kaam karna band kar sakte hain.
2. Performance Cookies
Yeh cookies collect karti hain ke aap hamare website ko kaise use karte hain. Jaise ke aapne kaunse pages visit kiye aur kya aapko visit ke dauran koi errors aayi. Yeh website analytics ke liye bhi use ho sakti hain. In cookies ka data aggregate form mein store hota hai aur yeh directly aapko individually identify nahi karta. Inhe accept na karne se aapki browsing experience impact ho sakti hai.
3. Functionality Cookies
Yeh cookies aapko yaad rakhti hain taake hum aapki website visit ko improve, enhance, aur personalise kar sakein. Inhe accept na karne se website aapki pehle ki choices yaad nahi rakh sakti aur na hi aapki browsing experience personalise kar sakti hai.
4. Targeting Cookies
Hum ya hamare third-party partners aapke browser par targeting cookies (advertising cookies bhi kehte hain) place kar sakte hain jab aap hamare website par browsing kar rahe hon — taake hum apni marketing aapke interests ke mutabiq tailor kar sakein. Yeh cookies directly aapko identify nahi karti aur direct marketing messages bhejne ke liye use nahi hoti. Isliye inhe disable karne se zaruri nahi ke aap hamare marketing communications se bach jayein.
5. Third Party Cookies
Third-party cookies hum ya third parties hamare behalf par aapke device par place kar sakte hain. Yeh cookies recognisable advertising networks aur external service providers manage karte hain. Aapki browser identification aise third parties ke saath share hoti hai (lekin isme aapki personally identifiable information shamil nahi hoti). Yeh typically analytical, performance, ya targeting/advertising cookies hoti hain. Aap hamesha manage cookies link ke zariye third-party cookies se opt out kar sakte hain.
Hamari third-party list waqt ke saath update hoti rehti hai, aur yeh policy mein periodically update ki jayegi. Hamare third-party partners jo hamare behalf par hamare website par cookies place karte hain, woh sirf unhi purposes ke liye cookies apply karenge ya aapka data process karenge jo in cookie management guidelines mein describe kiye gaye hain.
In cookies ka data directly aapko marketing messages bhejne ke liye use nahi hota. Isliye inhe disable karne se zaruri nahi ke aap hamare marketing communications lena band kar dein.
Aap kabhi bhi apni cookie consent withdraw ya manage kar sakte hain — cookie management window ke zariye, jo hamare website ke har page ke footer mein diye gaye cookies management link se access ki ja sakti hai.
Agar aap cookies delete karna chahte hain ya apne web browser ko sari cookies block karne ki instruction dena chahte hain, toh apne web browser ke help pages visit karein.
Please note karein ke sari cookies block karna ya delete karna hamare websites ki functionality ko affect karega, jaise upar describe kiya gaya hai. Hum recommend nahi karte ke aap hamare websites use karte waqt sari cookies off kar dein.
I am an England & Wales qualified solicitor (LLB Hons) with 16 years of experience in regulatory law, conduct, and compliance. My career spans international regulatory practice at Allen & Overy, and with the UK Financial Services Authority. At Standard Chartered, my career has been dedicated to regulatory compliance and digitalisation. I have expertise in regulatory affairs, policy development, compliance advisory, consumer protection, corporate governance, and contentious regulatory work, including investigations and litigation. As a people manager and certified executive coach, I am committed to values-based leadership, fostering collaboration, diversity, and continuous professional development.
Over 15 years of international experience in financial services across Europe, Middle East, and South East Asia primarily across retail banks such as Citi, Standard Chartered and Mashreq Bank with particular focus on lending, client growth, and ROI delivery through effective project and people management.