1.1 Please read these Terms & Conditions carefully before participating in this promotion.

1.2 “You” refers to any eligible myZoi customer. “We”, “our”, and “us” refer to myZoi Financial Inclusion Technologies LLC.

• Eligible customers will receive AED 5 cashback upon completing one qualifying transaction during the promotional period.
• Cashback will be credited to the customer’s myZoi Wallet within one (1) business day after the qualifying transaction has been successfully processed.
• Qualifying transactions may include one or more eligible myZoi products or services as determined by myZoi for the applicable promotional campaign.
• Eligible products or services may include, but are not limited to:
  • Cross Border Fund Transfers (CBFT);
  • Earned Wage Access (EWA);
  • myZoi-to-myZoi Transfers; and/or
  • Mobile Recharge.
• Depending on the campaign, myZoi may offer cashback on:
  • an individual eligible product or service;
  • a combination of eligible products or services; or
  • multiple eligible products or services running simultaneously.
• Only one (1) AED 5 cashback may be awarded per eligible customer per product or services dduring each promotional cycle unless otherwise communicated by myZoi.
• Cashback is non-transferable and cannot be exchanged for cash outside the myZoi Wallet.
• Where applicable, customers must successfully complete the qualifying transaction.

• This promotion is available only to selected eligible myZoi customers who receive the promotion through official myZoi communication channels, the myZoi App, or any other communication channel designated by myZoi.
• Customers must complete a successful qualifying transaction using the eligible product(s) specified for the applicable promotional campaign.
• Eligibility criteria may differ between promotional campaigns.

• Qualifying transactions will be determined solely by myZoi for each promotional campaign.
• Depending on the campaign, qualifying transactions may include one or more of the following products or services:
  • Cross Border Fund Transfers (CBFT);
  • Earned Wage Access (EWA);
  • myZoi-to-myZoi Transfers;
  • Mobile Recharge; or
  • any other eligible myZoi product or service introduced from time to time.
• myZoi may determine, at its sole discretion, whether a campaign applies to:
  • a single eligible product;
  • multiple eligible products;
  • bundled products or services; or
  • any combination of eligible products or services.
• This promotion cannot be combined with any other cashback, incentive or promotional offer unless expressly stated by myZoi.
• Cancelled, reversed, refunded or unsuccessful qualifying transactions will not be eligible for cashback. myZoi reserves the right to reverse any cashback already credited where applicable.

• This promotion may be conducted on a recurring basis between the 8th and 24th of each calendar month.
• myZoi may, at its sole and absolute discretion, elect to conduct, postpone, suspend, modify or not conduct the promotion during any calendar month without prior notice. Nothing contained in these Terms & Conditions shall oblige myZoi to operate the promotion during any particular month or campaign period.
• Campaign dates, eligible products, participating customer segments, qualifying transaction requirements and campaign mechanics may vary for each promotional campaign and will be communicated through official myZoi communication channels where applicable.

• Cashback credited to the myZoi Wallet may be used for eligible payments, transfers, purchases, withdrawals or other services available within the myZoi ecosystem, subject to applicable product terms and conditions.

• The promotional benefit is non-transferable, non-exchangeable and cannot be redeemed for cash outside the myZoi Wallet.
• myZoi reserves the right to verify customer eligibility and disqualify any customer suspected of fraud, abuse, misuse or suspicious activity.
• In the event of any dispute, myZoi’s decision shall be final and binding.

By participating in this promotion, customers consent to myZoi using their information for:

• campaign administration;
• promotional communications;
• reward fulfilment;
• customer engagement activities; and
• related operational purposes.

All personal information will be processed in accordance with the myZoi Privacy Policy.

myZoi reserves the right, at any time and without prior notice, to:

• modify these Terms & Conditions;
• amend the campaign mechanics;
• change the eligible products or services;
• vary the cashback amount;
• suspend or cancel the promotion;
• introduce new qualifying products or remove existing products from the promotion; or
• discontinue the promotion entirely.

Any updates will be communicated through official myZoi communication channels where applicable.

myZoi shall not be responsible for any delays, interruptions, failures or losses arising from:

• telecommunications providers;
• third-party service providers;
• payment partners;
• system outages;
• technical failures; or
• events beyond myZoi’s reasonable control, including force majeure events.

For any queries relating to this promotion, customers may contact myZoi Customer Support:

Call: 800 69964 (Toll Free)

Email: support@myzoi.com

1.1 Is promotion mein participate karne se pehle, kripya in Terms & Conditions ko dhyan se padhein.

1.2 “You” ka matlab hai koi bhi eligible myZoi customer. “We”, “our”, aur “us” ka matlab hai myZoi Financial Inclusion Technologies LLC.

Eligible customers ko promotional period ke dauran ek qualifying transaction complete karne par AED 5 cashback milega.

Cashback, qualifying transaction successfully process hone ke baad, ek (1) business day ke andar customer ke myZoi Wallet mein credit kar diya jayega.

Qualifying transactions mein myZoi ke ek ya zyada eligible products ya services shamil ho sakte hain, jaisa ki applicable promotional campaign ke liye myZoi decide karega.

Eligible products ya services mein shamil ho sakte hain, lekin sirf in tak limited nahi hain:

• Cross Border Fund Transfers (CBFT);

• Earned Wage Access (EWA);

• myZoi-to-myZoi Transfers; aur/ya

• Mobile Recharge.

Campaign ke hisaab se, myZoi cashback offer kar sakta hai:

• kisi ek eligible product ya service par;

• eligible products ya services ke combination par; ya

• ek hi waqt mein chalne wale multiple eligible products ya services par.

Har promotional cycle ke dauran, jab tak myZoi alag se communicate na kare, har eligible customer ko har product ya service ke liye sirf ek (1) AED 5 cashback diya jayega.

Cashback non-transferable hai aur ise myZoi Wallet ke bahar cash ke roop mein exchange nahi kiya ja sakta.

Jahan applicable ho, customers ko qualifying transaction successfully complete karna hoga.

• Yeh promotion sirf un selected eligible myZoi customers ke liye available hai jinhein yeh promotion official myZoi communication channels, myZoi App, ya myZoi ke kisi aur designated communication channel ke through receive hota hai.
• Customers ko applicable promotional campaign ke liye specify kiye gaye eligible product(s) ka use karke ek successful qualifying transaction complete karna hoga.
• Eligibility criteria alag-alag promotional campaigns ke liye different ho sakte hain.

Qualifying transactions har promotional campaign ke liye sirf myZoi hi determine karega.

Campaign ke hisaab se, qualifying transactions mein neeche diye gaye ek ya zyada products ya services shamil ho sakte hain:

• Cross Border Fund Transfers (CBFT);

• Earned Wage Access (EWA);

• myZoi-to-myZoi Transfers;

• Mobile Recharge; ya

• koi bhi doosra eligible myZoi product ya service jo waqt ke saath introduce kiya jaye.

myZoi apni sole discretion par decide kar sakta hai ke koi campaign kis par apply hogi:

• ek single eligible product;

• multiple eligible products;

• bundled products ya services; ya

• eligible products ya services ke kisi bhi combination par.

Yeh promotion kisi aur cashback, incentive, ya promotional offer ke saath combine nahi ki ja sakti, jab tak myZoi is baat ko clearly state na kare.

Cancelled, reversed, refunded, ya unsuccessful qualifying transactions cashback ke liye eligible nahi hongi. Jahan applicable ho, myZoi ke paas pehle se credit ki gayi cashback ko reverse karne ka haq mehfooz hai.

Yeh promotion har calendar month ki 8 tareekh se 24 tareekh ke beech recurring basis par conduct ki ja sakti hai.

myZoi apni sole aur absolute discretion par kisi bhi calendar month mein is promotion ko conduct karne, postpone karne, suspend karne, modify karne, ya conduct na karne ka faisla bina pehle se notice diye kar sakta hai. In Terms & Conditions mein kuch bhi aisa nahi hai jo myZoi ko kisi bhi specific month ya campaign period mein is promotion ko chalane ke liye baadhya kare.

Campaign ki dates, eligible products, participating customer segments, qualifying transaction requirements, aur campaign mechanics har promotional campaign ke liye alag ho sakte hain aur jahan applicable ho, unhein official myZoi communication channels ke through communicate kiya jayega.

myZoi Wallet mein credit ki gayi cashback ko applicable product Terms & Conditions ke subject mein, eligible payments, transfers, purchases, withdrawals, ya myZoi ecosystem ke andar available doosri services ke liye use kiya ja sakta hai.

Promotional benefit non-transferable hai, non-exchangeable hai, aur ise myZoi Wallet ke bahar cash ke roop mein redeem nahi kiya ja sakta.

myZoi ke paas customer ki eligibility verify karne ka haq mehfooz hai aur fraud, abuse, misuse, ya kisi bhi suspicious activity ka shak hone par kisi bhi customer ko disqualify kar sakta hai.

Kisi bhi dispute ki surat mein, myZoi ka faisla final aur binding hoga.

Is promotion mein participate karke, customers myZoi ko apni information neeche diye gaye purposes ke liye use karne ki consent dete hain:

• campaign administration;

• promotional communications;

• reward fulfilment;

• customer engagement activities; aur

• related operational purposes.

Saari personal information ko myZoi Privacy Policy ke mutabik process kiya jayega.

myZoi ke paas yeh haq mehfooz hai ke woh kisi bhi waqt aur bina pehle se notice diye:

• in Terms & Conditions ko modify kare;

• campaign mechanics mein changes kare;

• eligible products ya services ko change kare;

• cashback amount mein tabdeeli kare;

• promotion ko suspend ya cancel kare;

• naye qualifying products introduce kare ya existing products ko promotion se remove kare; ya

• promotion ko poori tarah discontinue kar de.

Jahan applicable ho, kisi bhi update ki information official myZoi communication channels ke through di jayegi.

myZoi kisi bhi delay, interruption, failure, ya loss ke liye zimmedar nahi hoga jo neeche diye gaye reasons ki wajah se ho:

• telecommunications providers;

• third-party service providers;

• payment partners;

• system outages;

• technical failures; ya

• myZoi ke reasonable control se bahar hone wale events, jinmein force majeure events bhi shamil hain.

Is promotion se related kisi bhi query ke liye, customers myZoi Customer Support se contact kar sakte hain:

Call: 800 69964 (Toll Free)

Email: support@myzoi.com